Eight Twelve Retirement accounts, explained in plain English.
Eight Twelve Holdings publishes free, jargon-free guides to IRAs, 401(k)s, and the rules around them. Education only — we don’t sell financial products, and we don’t give financial advice.
Get the Free IRA GuideWhat we publish
Short, plain-English guides to the retirement topics people actually get confused by:
- How self-directed IRAs work — and what the rules require
- Rollovers: moving a 401(k) or IRA without triggering taxes or penalties
- Contributions, distributions, and required minimum distributions
- Prohibited transactions — the rule that disqualifies accounts
- How to evaluate an IRA custodian
How we’re different
No products.
We don’t sell investments, accounts, or financial products of any kind.
No advice.
Our guides explain the rules; they don’t tell you what to do with your money.
No jargon.
If a section needs a dictionary, we’ve failed.
Featured guide
Free Guide: How Self-Directed IRAs Work
Seven short sections — what a self-directed IRA is, how it differs from a traditional or Roth IRA, the 60-day rollover rule, contribution basics, prohibited transactions, choosing a custodian, and the most common mistakes.
Send Me the Free GuideAbout Eight Twelve Holdings Inc.
Eight Twelve Holdings Inc. is an independent publisher of retirement education. We started it because the rules around IRAs and 401(k)s are widely misunderstood, and most explanations are either buried in jargon or attached to a sales pitch. Ours are neither.
FAQ
Is this financial advice?
No. Everything we publish is educational only — not financial, tax, or legal advice.
Do you sell anything?
No. We don’t offer financial products, accounts, or advisory services.
How do I get the guide?
Click any “Get the Free Guide” button and enter your email — we’ll send the PDF right away.
Who writes your guides?
Our editorial team researches IRS publications and primary sources. Every guide is reviewed for accuracy before publication — but tax law changes, so always confirm current rules with a qualified professional.