Terms of Use

Last updated: October 2026

Educational content only

Everything published on this site — including the free guide — is for educational purposes only. It is not financial, tax, or legal advice, and it does not create an advisor–client relationship. Retirement rules are complex and change over time; consult a qualified financial advisor or tax professional before making decisions about your retirement accounts.

No products or services

Eight Twelve Holdings Inc. does not sell, offer, or recommend financial products, accounts, investments, or advisory services through this site.

Free guide

The free guide is provided as a PDF at no charge when you submit the request form. We may update the guide from time to time; the version you receive reflects the rules as understood at the time of publication.

Intellectual property

All content on this site is the property of Eight Twelve Holdings Inc. You may download and share the free guide for personal, non-commercial use. You may not republish, resell, or redistribute our content without written permission.

Acceptable use

You agree not to misuse this site, interfere with its operation, or submit false information through the form.

Limitation of liability

To the maximum extent permitted by law, Eight Twelve Holdings Inc. is not liable for any decisions you make based on the educational content of this site.

Changes

We may update these terms from time to time; the date above reflects the latest version.

Contact

Eight Twelve Holdings Inc.
36-953 Cook St Ste 104, Palm Desert, CA 92211
corporate@eighttwelveholdings.com